BENPICKS — AI CREDIT RENEWAL CHECKLIST Source snapshot: 19 October 2026. Fill with your current account facts. Provider / exact plan: Next reset date and account timezone: Monthly included allowance: Opening rollover: Included credits used: Purchased extras (separate balance): Expiry rules for each balance: Rollover cap / any aging rules: Cancellation or downgrade effects: Use three billing cycles before judging a pattern: Cycle 1 dates / allowance / usage / expired / retained: Cycle 2 dates / allowance / usage / expired / retained: Cycle 3 dates / allowance / usage / expired / retained: Next planned outputs / revisions / required features: Keep, downgrade or review later? Why? Do not combine purchased extras with included credits. Unused is not automatically expired. Credit units are not comparable output. Fee allocation is not a refund, cash loss or guaranteed saving. Local article: ai-credit-expiry.html (not a published URL).